http://www.realblogging.com/marysupinger en http://www.realblogging.com/mary-supingers-credit-mortgage-blog/increases-fha-loan-amounts <p>As promised, and actually required, by the <a href="http://www.sourcewatch.org/index.php?title=Economic_Stimulus_Bill_of_2008">Economic Stimulus Bill of 2008</a>, FHA/HUD announced their new loan amounts this past week. The new <a href="https://entp.hud.gov/idapp/html/hicostlook.cfm">FHA loan limits</a> are based on 125% increases of each county's median price with a minmum of $271,050 and a maximum of $729,750.<img src="/sites/all/modules/tinymce/tinymce/jscripts/tiny_mce/themes/advanced/images/spacer.gif" alt="&lt;--break-&gt;" title="&lt;--break--&gt;" width="100%" height="12" />This one move will make it much easier for many who are burdened with an adjustable rate mortgage to refinance if their property has not appreciate much over the past few years.</p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/increases-fha-loan-amounts">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/increases-fha-loan-amounts#comments Buying &amp; Selling A Home Credit Scores &amp; Repair Economy &amp; Housing Bubble Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Thu, 13 Mar 2008 01:52:27 +0000 Mary Supinger 1568 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/fha-loan-limits-be-raised-417-000 <p>On Friday, December 17, 2007, the <a href="http://www.senate.gov/index.htm">Senate</a> passed a bill (93-1) to increase the maximum <a href="http://www.hud.gov/homes/index.cfm">FHA</a> loan amount to $417,000 for a single family residence. The current limit is $362,000.<img src="/sites/all/modules/tinymce/tinymce/jscripts/tiny_mce/themes/advanced/images/spacer.gif" alt="&lt;--break-&gt;" title="&lt;--break--&gt;" width="100%" height="12" />&nbsp;</p> <p>This loan amount matches the current conforming loan amount for conventional loans.&nbsp; This will give some homeowners struggling with a decline in value the opportunity to refinance their current loans into a more stable <a href="http://www.hud.gov/homes/index.cfm">FHA loan</a>.</p> <p>&nbsp;</p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/fha-loan-limits-be-raised-417-000">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/fha-loan-limits-be-raised-417-000#comments Buying &amp; Selling A Home Economy &amp; Housing Bubble Mortgages &amp; Loans Real Estate Trends Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 17 Dec 2007 19:52:44 +0000 Mary Supinger 1417 at http://www.realblogging.com http://www.realblogging.com/tax-relief-homeowners-foreclosure Homeowners facing foreclosure and any shortfall of funds due to their lender were subject to tax by the <a href="http://www.irs.gov/individuals/index.html" title="IRS">Internal Revenue Service.</a> A person could lose their home in foreclosure and the lender could suffer of loss of say, $100,000. According to a tax law enacted in 1986, the lender was required to mail a 1099 to that ex-homeowner for the dollar amount of loss suffered by the lender.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/tax-relief-homeowners-foreclosure">read more</a></p> http://www.realblogging.com/tax-relief-homeowners-foreclosure#comments Buying &amp; Selling A Home Economy &amp; Housing Bubble Legal Mortgage Loans: Prime to Sub-Prime Mortgage Viewpoint for Credit Issues Mortgages &amp; Loans Real Estate Trends Mary Supinger&#039;s Credit &amp; Mortgage Blog Sat, 17 Nov 2007 22:48:41 +0000 Mary Supinger 1361 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/southern-california-wild-fires <p> San Diego has been a very exciting and sometimes dangerous place to be in the past four days. </p> <p> There is smoke and ash in the air, but this is overshadowed by people in San Diego so willing to comfort or thank anyone who crossed their paths. </p> <p> I am very fortunate that I am not in an evacuation area, but am deeply concerned for my beautiful daughter, my brother, sister, and many friends and clients as well as my &quot;mortgage family&quot; at <a href="http://www.gmloan.net/">General Mortgage</a> in <a href="http://www.signonsandiego.com/news/northcounty/20071022-0522-bn22fire.html">Rancho Bernardo</a>.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/southern-california-wild-fires">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/southern-california-wild-fires#comments Buying &amp; Selling A Home Commercial Real Estate General Neighborhoods Mary Supinger&#039;s Credit &amp; Mortgage Blog Wed, 24 Oct 2007 11:39:29 +0000 Mary Supinger 1330 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-six <p class="MsoNormal"> There are difference aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the borrower. </p>   <p class="MsoNormal"> We will review the lenders’ point of view on the property itself: </p>   <p class="MsoNormal"> <b>The title to the property must qualify for the loan.</b> </p>   <p class="MsoNormal"> One of the largest costs when you buy or refinance a home is the title insurance premium. It is one cost that you won’t ever want to do away with because there are so many ways that title can become “clouded”.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-six">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-six#comments Buying &amp; Selling A Home Credit Scores &amp; Repair Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Tue, 16 Oct 2007 02:00:49 +0000 Mary Supinger 1321 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-five <p> I apologize that this posting is late. I thought it had been uploaded! </p> There are difference aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the borrower. <p class="MsoNormal"> We will review the lenders’ point of view on borrower assets: </p> <b>What assets does the borrower have? Where did they come from?</b> <p class="MsoNormal"> Just about every single lender will want to see that they borrower has “reserves”. Reserves are additional funds, which can be verified prior to closing.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-five">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/underwriting-elements-home-loan-part-five#comments Buying &amp; Selling A Home Credit Repair &amp; Improvement Credit Scores Credit Scores &amp; Repair Mortgage Loans: Prime to Sub-Prime Mortgage Viewpoint for Credit Issues Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 15 Oct 2007 07:37:26 +0000 Mary Supinger 1319 at http://www.realblogging.com http://www.realblogging.com/underwriting-elements-home-loan-part-four <p class="MsoNormal"> There are difference aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the borrower. </p> <p class="MsoNormal"> The discussion below is for mortgage loans that are of the plain, vanilla variety; that type of loan that doesn’t have any special characteristics. </p> <p class="MsoNormal"> We will review those risks associated with how lenders view income now:<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/underwriting-elements-home-loan-part-four">read more</a></p> http://www.realblogging.com/underwriting-elements-home-loan-part-four#comments Buying &amp; Selling A Home Credit Scores &amp; Repair Economy &amp; Housing Bubble Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Tue, 09 Oct 2007 02:18:29 +0000 Mary Supinger 1310 at http://www.realblogging.com http://www.realblogging.com/underwriting-elements-home-loan-part-three <p class="MsoNormal"> There are different aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the Borrower. This week we will discuss the credit scores and credit profile and how the lender will look at them.<img width="100%" src="/sites/all/modules/tinymce/tinymce/jscripts/tiny_mce/themes/advanced/images/spacer.gif" alt="&lt;--break-&gt;" height="12" title="&lt;--break--&gt;" /> </p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/underwriting-elements-home-loan-part-three">read more</a></p> http://www.realblogging.com/underwriting-elements-home-loan-part-three#comments Buying &amp; Selling A Home Credit Scores &amp; Repair Economy &amp; Housing Bubble Identity Theft Mortgages &amp; Loans Real Estate Trends Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 01 Oct 2007 04:07:32 +0000 Mary Supinger 1282 at http://www.realblogging.com http://www.realblogging.com/underwriting-elements-home-loan-part-two <b><u>Underwriting &amp; Elements of a Home Loan: Part Two</u></b>   <p class="MsoNormal"> There are difference aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the borrower. </p> We will review those risks associated with investment property now:  <div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/underwriting-elements-home-loan-part-two">read more</a></p> http://www.realblogging.com/underwriting-elements-home-loan-part-two#comments Buying &amp; Selling A Home Commercial Real Estate Credit Scores &amp; Repair Mortgage Loans: Prime to Sub-Prime Mortgage Viewpoint for Credit Issues Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Tue, 25 Sep 2007 06:45:17 +0000 Mary Supinger 1275 at http://www.realblogging.com http://www.realblogging.com/underwriting-elements-home-loan-part-one <u><b>Underwriting &amp; Elements of a Home Loan: Part One</b></u> <p class="MsoNormal"> &nbsp; </p> <p class="MsoNormal"> There are difference aspects of the financial picture that are common in what makes a good mortgage loan. All of these elements have a degree of risk to the lender. Mortgage companies judge these risks and assign a credit grade to them. The higher the risk to the lender results in a higher rate to the borrower. </p> <p> This is the first installment in a series of six. They will be released every Monday for six weeks. </p> <p class="MsoNormal"> &nbsp; </p> <p class="MsoNormal"> We will begin with loan programs and discovering what best suits you. </p> <p class="MsoNormal"><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/underwriting-elements-home-loan-part-one">read more</a></p> http://www.realblogging.com/underwriting-elements-home-loan-part-one#comments Buying &amp; Selling A Home Credit Scores &amp; Repair Mortgages &amp; Loans Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 17 Sep 2007 05:57:46 +0000 Mary Supinger 1255 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/mortgage-panic-not-just-yet-please <p> There is a lot of dire news out in the lending industry right now. It is a challenging time to be a loan officer.<br /> It is important to remember that all that bad news doesn't necessarily affect you TODAY. </p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/mortgage-panic-not-just-yet-please">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/mortgage-panic-not-just-yet-please#comments Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 17 Aug 2007 00:53:14 +0000 Mary Supinger 1199 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/changes-still-coming <p>There are many changes happening in the mortgage markets. Is your loan officer &quot;boots on the ground&quot;, full time, and educated? Most loan officers have less than five years of experience so handling all the changes that are occuring on a daily basis may be too much for them.</p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/changes-still-coming">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/changes-still-coming#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 03 Aug 2007 00:25:57 +0000 Mary Supinger 943 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/125-ltv-loans-remedy Are 125% loan to value loans on the horizon?<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/125-ltv-loans-remedy">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/125-ltv-loans-remedy#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 30 Jul 2007 21:08:04 +0000 Mary Supinger 939 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan-0 Oh, the terrible consequences of making your house payment late!<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan-0">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan-0#comments Protecting Your Credit Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 06 Jul 2007 21:17:20 +0000 Mary Supinger 917 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/credit-piggybacking-dont-play-fire The risks entailed in piggy backing on someone else's good credit.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/credit-piggybacking-dont-play-fire">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/credit-piggybacking-dont-play-fire#comments Protecting Your Credit Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 15 Jun 2007 00:28:52 +0000 Mary Supinger 892 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/pumping-your-credit-scores Pumping Up Your Credit Scores<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/pumping-your-credit-scores">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/pumping-your-credit-scores#comments Mortgage Loans: Prime to Sub-Prime Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 08 Jun 2007 00:10:30 +0000 Mary Supinger 878 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/time-refinance Get to refinancing while the &quot;gittin's good&quot;!<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/time-refinance">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/time-refinance#comments Mortgage Loans: Prime to Sub-Prime Mary Supinger&#039;s Credit &amp; Mortgage Blog Wed, 30 May 2007 04:00:00 +0000 Mary Supinger 865 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/happy-days-are-here-again It is a buyers' market and the current press would scare all but the most seasoned investor or buyer away!<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/happy-days-are-here-again">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/happy-days-are-here-again#comments Buying &amp; Selling A Home Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 25 May 2007 23:42:16 +0000 Mary Supinger 863 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-credit-tightening You need to be aware of changes to underwriting guidelines on <a title="mortgage glossary" href="http://www.marysupinger.com/">real estate &amp; mortgage loans</a>. There are big changes in the way lenders look at borrowers. They are looking at them more as rowdy teenagers, instead of straight A students.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-credit-tightening">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-credit-tightening#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 09 Apr 2007 06:48:47 +0000 Mary Supinger 794 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/additional-pmi-deductible-news This is additional information with regard to my previous post on <a href="http://www.creditfitness.net/p.html">PMI </a>becoming tax deductible.<div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/additional-pmi-deductible-news">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/additional-pmi-deductible-news#comments Mortgage Loans: Prime to Sub-Prime Mary Supinger&#039;s Credit &amp; Mortgage Blog Tue, 20 Mar 2007 20:36:17 +0000 Mary Supinger 768 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/shopping-mortgage-mortgage-specialist <p>You can save yourself thousands of dollars over the life of your mortgage if you spend an hour setting up your goals for the type of mortgage you want. Spend some time to consider the kind of loan you need and how long you will keep the property. "?Listen to your inner voice; what does it tell you about the future of interest rates and home appreciation?</p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/shopping-mortgage-mortgage-specialist">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/shopping-mortgage-mortgage-specialist#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Sun, 11 Mar 2007 12:52:25 +0000 Mary Supinger 748 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-sub-prime-home-loans <strong>Getting the most from your lender when you need a sub-prime loans.</strong><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-sub-prime-home-loans">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/strategy-sub-prime-home-loans#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Fri, 02 Mar 2007 04:24:20 +0000 Mary Supinger 721 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/new-legislation-proposed-no-home-loans-illegal-immigrants <strong>New Legislation Proposed: No Home Loans For Illegal Immigrants</strong><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/new-legislation-proposed-no-home-loans-illegal-immigrants">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/new-legislation-proposed-no-home-loans-illegal-immigrants#comments Mortgage Viewpoint for Credit Issues Mary Supinger&#039;s Credit &amp; Mortgage Blog Mon, 26 Feb 2007 04:33:49 +0000 Mary Supinger 705 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/what-goes-credit-score <strong>The Elements of a Credit Score</strong><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/what-goes-credit-score">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/what-goes-credit-score#comments Protecting Your Credit Mary Supinger&#039;s Credit &amp; Mortgage Blog Sun, 04 Feb 2007 21:19:12 +0000 Mary Supinger 666 at http://www.realblogging.com http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan <p>The effect of a late payment on your mortgage can really hurt your credit scores. One of my clients has experienced this due to her failing to make the transfer. This post asks readers what their on-line bill paying experience is like. Do you know long it takes your bank to get the funds the party you owe money to? Would"?you recommend"?your bank to others?</p><div class="og_rss_groups"><a href="/marysupinger" class="links og_links">Mary Supinger&#039;s Credit &amp; Mortgage Blog</a></div><p><a href="http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan">read more</a></p> http://www.realblogging.com/mary-supingers-credit-mortgage-blog/late-payment-mortgage-loan#comments Protecting Your Credit Mary Supinger&#039;s Credit &amp; Mortgage Blog Sat, 16 Dec 2006 05:00:00 +0000 Mary Supinger 533 at http://www.realblogging.com