Credit Trick # 257

A quick way to add points to a credit score is to pay the credit card bills the DAY THEY ARRIVE in the mail.

Creditors rate slow pays, 30, 60, and 90 days lates, along with those who have to pay a late fee because they waited until"?the last minute. Those who faithfully pay right away have better scores.

So, if you are looking to add 15 to 30 points on your scores, pay those credit card bills right away for at least four months prior to taking out your home loan.

As always, remember that taking care of your credit report as a regular habit will keep your scores at their highest all the time! Check out my book, Credit Reports and Credit Scores: Step By Step Instruction For Dramatic Improvement at www.CreditFitness.net